Stablecoin accounts — Tempo Solutions

Serve customers across 100+ markets

Offer stablecoin accounts with local funding and withdrawals through supported partners.

Expand your financial services offering

Bring multicurrency stablecoin balances, payments, and spending into one experience.

Create new revenue streams

Add revenue through supported card programs and earn products.

Multicurrency accounts and wallets

Let customers hold euro and other supported stablecoins alongside dollars in a wallet integrated into your product, and convert between them in seconds.

Local funding and withdrawals

Connect accounts to fiat payment rails that handle local deposits, currency conversion, and withdrawals.

Card spending

Work with card issuers to let customers spend their balances through physical or virtual cards.

Access yield with Tempo Earn

Let eligible customers earn yield on their balances, with supported assets and flexible return sharing.

Simplify funding and FX with Tempo Routes

Let customers move supported stablecoins into and out of Tempo, and convert between currencies, through a single integration.

Protect financial activity with Tempo Zones

Keep balances and transactions inside your Zone private, with access for your authorized teams.

Deel’s stablecoin wallet, built on Tempo, lets eligible contractors hold dollar-backed balances, earn rewards, and spend with a card.

How can I add stablecoin accounts to my app?

Give each user a stablecoin account in your app with Tempo Accounts. Integrate through an embedded wallet provider such as Privy or Turnkey, or directly with passkeys. Users can hold, receive, and send stablecoins, while your app can sponsor transaction fees and automate payments within user-approved limits. Get started with the Tempo Accounts guide, or contact Tempo for integration support.

Can customers fund and withdraw from stablecoin accounts in local currency?

Customers can fund and withdraw in local currency through supported payment and ramp partners. Tempo Routes connects supported stablecoins, networks, and bank accounts through one API. Available currencies and payment methods depend on the market and provider.

Can customers hold balances in more than one currency?

Yes. Customers can hold euro and other supported stablecoins alongside dollars, and convert between them in seconds, 24/7, through Tempo Routes. Conversions price close to mid-market rates. You can offer multicurrency accounts without setting up local entities or banking partners in each market. Euro is live today, and available currencies depend on supported stablecoins and liquidity.

Can customers spend stablecoin balances with a card?

Supported card issuing partners let businesses connect stablecoin balances to physical or virtual cards, so customers can spend through existing card networks. Availability depends on the issuer, card program, customer eligibility, and country.

Can customers earn yield using stablecoin account balances?

Eligible customers can earn yield through Tempo Earn, with products including U.S. Treasuries, institutional credit, and collateralized lending. Platforms can configure how returns are shared with customers. Returns are variable, and eligibility, risk, and withdrawal timing depend on the strategy and provider.

Work with Tempo to choose the right products and partners for your business.