Stripe brings stablecoin payments to businesses on Tempo

Stripe uses Tempo for stablecoin balances and global payouts. Businesses can also accept payments through Checkout and issue stablecoin-backed cards, with availability varying by product and market.

Tempo is now Stripe’s default blockchain for new features.

— Patrick Collison, CEO, Stripe

The challenge

Businesses need ways to receive and spend stablecoins without maintaining a separate blockchain integration for each product. Stripe brings those flows into its existing financial infrastructure, so businesses can use stablecoins through familiar APIs and the Stripe Dashboard.

From balances to payments

Stripe’s Tempo integration extends beyond Treasury into payment acceptance and card issuing.

• Balances and payouts. Stripe Treasury lets eligible businesses hold and move supported stablecoins. In public preview, US businesses outside New York can send stablecoin payouts to recipients’ wallets in more than 160 markets, including OUSD payouts on Tempo.
• Checkout. US businesses can accept stablecoin payments on Tempo through Stripe Checkout. Completed payments settle in their Stripe balance in local currency.
• Card spending. Stripe Issuing and Bridge support cards funded by stablecoin wallets on Tempo. Stripe issues and processes the cards, while Bridge handles cardholder verification and funds movement.
• Agent spending. Link balance lets people fund a balance and set per-purchase limits for their agents, with stablecoin settlement on Tempo. It is rolling out to Instinct users in eligible US regions.

Why Tempo

Stablecoin transfers settle onchain in under a second on Tempo. That gives supported Stripe products a settlement network that operates around the clock. It does not describe the time for a complete payout to reach a recipient’s wallet or bank account.

Network fees are paid in stablecoins, so businesses do not need a separate gas token. Transfer memos let payments carry references that help teams reconcile them with their own records.

What’s next

Stripe is expanding access through its preview programs. Wallet-funded stablecoin cards are in public preview, while cards funded by Stripe financial accounts remain in private preview. Businesses can check Stripe’s current availability for supported products and markets.